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How to Invest in Rental Properties for Passive Income
Investing in rental properties is one of the most proven ways to build long-term wealth and generate passive income. Whether you're...

Lorenzo Hines
Jul 92 min read


🏡 5 Costly Mistakes Birmingham Homebuyers Make When Focusing Only on Interest Rates
In Birmingham's dynamic real estate market, where the median home price reached $321,750 in April 2025—a 9.1% increase from the previous...
lorenzohines52
Jul 62 min read


How AI Is Changing Real Estate in 2025
The real estate industry isn’t what it used to be — and that’s a good thing. Artificial intelligence (AI) is transforming the way...

Lorenzo Hines
Jul 22 min read


What’s the Right Credit Score to Buy a Home?
If you’re thinking about buying a home, one of the first things lenders will look at is your credit score — and for good reason. Your...

Lorenzo Hines
Jul 22 min read


🏡 5 Key Benefits of a Home Warranty for Homeowners
Purchasing a home is an exciting milestone. With mortgage rates averaging around 6.96% for a 30-year fixed loan, it's essential to...
lorenzohines52
Jun 292 min read


What to Do Before Listing Your Home
Thinking about selling your home? Great! But before you put that “For Sale” sign in the yard, there’s a bit of prep work to do. A...

Lorenzo Hines
Jun 252 min read


Renting vs. Buying: What’s Right for You in 2025?
Deciding whether to rent or buy a home is one of the biggest financial choices you'll make—and in 2025, the decision is more nuanced than...

Lorenzo Hines
Jun 252 min read


Understanding Home Warranties: What They Cover, Who Needs One, and How They Differ from Home Insurance
Whether you're buying a new home or have lived in yours for years, unexpected repairs can be stressful—and expensive. That’s where a home...

Lorenzo Hines
Jun 232 min read


What is PMI?
PMI stands for Private Mortgage Insurance. It’s a type of insurance that protects the lender , not you, in case you stop making payments...

Lorenzo Hines
Jun 232 min read


Everything You Need to Know About the USDA Rural Loan (And How It Compares to FHA and Conventional Loans)
If you’re dreaming of buying a home outside the city but aren’t sure how to afford it, the USDA Rural Development Loan might be the...

Lorenzo Hines
Jun 232 min read


The pros and cons of a conventional loan and FHA
If you’re planning to buy a home, one of the biggest decisions you'll face is choosing the right type of mortgage. Two of the most common...

Lorenzo Hines
Jun 232 min read


Can You Replace an Underperforming Loan Officer After Signing a Contract? Yes
You’ve found the perfect home, your offer has been accepted, and the contract is signed. Everything should be smooth sailing from...

Lorenzo Hines
Jun 232 min read


🏡 5 Smart Reasons to Buy a Home Near Your Child’s School and Rent Part of It Out
If your child is attending college or university in Birmingham—whether it's UAB, Samford, or another institution—you may be considering...
lorenzohines52
Jun 222 min read


How Real Estate Builds Wealth Over Time (With Examples)
Real estate is one of the most powerful tools for building long-term wealth—and unlike many other investments, it provides income,...

Lorenzo Hines
Jun 182 min read


How Much Home Can You Afford? Let’s Break It Down
Buying a home is exciting—but knowing how much house you can truly afford is one of the most important steps in the process....

Lorenzo Hines
Jun 182 min read


Father's Day Special: 5 Costly Home Upgrades That Add Little Value When Selling in Birmingham, AL
Father’s Day is a time to celebrate the dads who love their tools and take pride in home improvement projects. While many upgrades can...
lorenzohines52
Jun 152 min read


How to Build Wealth Through Real Estate in 2025
A Modern Guide to Property Investment Success Real estate remains one of the most reliable ways to build long-term wealth—and in 2025,...

Lorenzo Hines
Jun 112 min read


How to Win a Bidding War in 2025
Smart Strategies for Buyers in a Competitive Market In 2025, the housing market continues to favor sellers in many areas, with limited...

Lorenzo Hines
Jun 112 min read


5 Surprising Benefits of Buying a Home When Interest Rates Are Higher — Especially in Birmingham, AL
If you're a homebuyer in Birmingham, Alabama, you might be hesitant to enter the market with current mortgage rates hovering around 6.9%...

Lorenzo Hines
Jun 82 min read


What the Latest Data Says About Housing Demand in 2025
In 2025, the housing market is experiencing a complex interplay of factors influencing demand. Here's an overview of the latest data and...

Lorenzo Hines
Jun 42 min read
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